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Hyper-personalization platform for the AI era

Customer-centric financial services

Layer Core

Reimagined from the ground up to orchestrate the most complex financial use cases at unprecedented speed and scale. Layer core is a real-time, multi-directional, at-scale rules engine that sits across traditional banking, payments, card and rewards infrastructures.
Today's ledgers and payment infrastructure aren’t designed for the modern world. Layer Core is an exoskeleton that revolutionizes existing systems without a rebuild or transformation.

Deliver continuous, real-time, predictive AI powered services to every single customer touchpoint in your ecosystem.

Core banking
Loyalty
Lending
Payments
Treasury Management
Trade finance

Wallets

Be at the center of your customers’ daily financial lives. Acquire deposits with breakthrough features like automated social saving and spending, blocking, and partitioning.

Lending

Build a scalable lending capability. Place fine grained control over inbound and outbound payments, add custom rules for every imaginable scenario.

Loyalty & Rewards

Maximise delight. Give users the ability to pay from multiple value sources in a single tap. Combine bank products, bank funded loyalty and merchant funded rewards into one platform.

Financial Media Networks

Perfect targeting and attribution. With unique spending intent data, get real-time engagement in the spending channel at the point-of-sale.

Put your customers first.
Designed for your use cases, every step of the way

HyperPersonalise

Generate valuable new data sets, improve customer experience, and build products aligned with your business and customer needs.

HyperLaunch

Launch new and innovative products rapidly and at scale. Conduct live R&D to build and test new products in real-time. Reduce your time-to-value by an order of magnitude.

HyperScale

With decades of deep experience building financial products. Our team know what’s required to build scale and resilience at the core of every proposition, without re-engineering your core.

Increase revenue. Reduce risk. Lower costs.

Enterprise Ready.
Already.

Security

lockISO 270001lockSOC 2 Type 2

Resilience

99.9999% availabilityMulti cloud deploymentsCross-region failovers

Performance

> 20K transactions per second< 100ms latency